This four-week financial literacy program equips individuals with essential financial knowledge to help them make sound decisions throughout their lives. Each session is designed to focus on a critical area of financial well-being:

Course Outline

Session 1: Budgeting Fundamentals

• Key Topics:

  • Understanding income vs. expenses

  • Fixed vs. variable costs

  • Creating a personal or family budget

  • Prioritizing financial goals

  • Tracking and adjusting your budget

• Takeaway: Learn how to build a sustainable budget that aligns with your financial goals.

Session 2: Saving Strategies

• Key Topics:

  • The importance of an emergency fund

  • Short-term vs. long-term savings

  • Understanding savings vehicles (high-interest savings accounts, GICs, RRSP, etc.)

  • Automating savings to build consistency

  • The impact of inflation on savings

• Takeaway: Develop strategies for saving effectively and achieving your financial goals.

Session 3: Managing Debt

• Key Topics:

  • Good debt vs. bad debt

  • Understanding interest rates

  • Debt repayment strategies (snowball vs. avalanche)

  • Consolidating debt effectively

  • Credit scores and how to improve them

• Takeaway: Gain tools to manage and reduce debt to create more financial freedom.

Session 4: Basics of Investing

• Key Topics:

  • Investing terminology (stocks, bonds, mutual funds, ETFs, RRSP, TFSA, Crypto)

  • Risk vs. reward

  • Time horizon and compounding returns

  • Diversification and asset allocation

  • How to start investing with small amounts

• Takeaway: Learn the fundamentals of investing to grow wealth over time.

Why Take Financial Literacy Training?

1. Empowerment: Gain control over your finances instead of letting them control you.

2. Confidence: Make informed decisions about budgeting, saving, debt, and investments.

3. Security: Build financial resilience and prepare for life’s uncertainties.

4. Growth: Learn how to grow wealth through sound financial practices.

Benefits of Financial Literacy Training

• Better Financial Decisions: Understanding core concepts helps you make smarter, long-term financial choices.

• Reduced Stress: Improved financial knowledge reduces money-related anxiety and fosters financial stability.

• Increased Wealth: Learning how to manage debt and invest leads to better financial outcomes over time.

• Generational Impact: Financial literacy equips you to pass on valuable money management skills to future generations.

Frequently Asked Questions

1. Do I need prior financial knowledge to take this course?

   • Answer: No prior knowledge is required. This course is designed for beginners and covers all the basics.

2. How will this course help me if I’m already managing my finances?

   • Answer: Even if you have a financial plan, this course can help you optimize your strategies and introduce you to more advanced concepts like investing and debt management.

3. What if I’m in debt—should I focus on saving or investing?

   • Answer: This course will help you prioritize your financial goals, ensuring that debt management and savings go hand-in-hand, based on your specific financial situation.

4. Is this course relevant for younger or older adults?

   • Answer: Absolutely! The principles of financial literacy apply to all stages of life, whether you’re starting your financial journey or preparing for retirement.

Financial literacy training is a transformative step toward securing a stable financial future. It provides the knowledge and skills necessary to make informed decisions, avoid financial pitfalls, and seize opportunities for growth. Equipped with this education, individuals can confidently build a life of financial freedom and security.

PACKAGE PRICE: $500

FOR 4 ONE HOUR SESSIONS

Take control of your financial future today. Contact Finintel Coaching for personalized financial literacy coaching, and start your journey toward financial empowerment!

Financial Literacy Training Course

Finintel coaching has truly transformed my financial outlook. Their expertise and guidance have been invaluable in helping me file my personal and business tax filing.

Kayon Green

★★★★★